15:26, 27 февраля 2026Россия
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2025年事实上已经是保单大重写之年；而从2026年开始，企业会逐步发现，自己买到的不是一张覆盖一切的AI风险保单，而是一张更窄、更贵、且附带更多前置条件的可承保风险。本文关心的不是保险公司如何用AI提效，而是反过来，AI如何重写保险的经营范式。风险从可分散变成同源聚合，黑箱把成本先推到辩护费用，责任链条在供应链里漂移。保险会从概率生意走向治理生意，定价权会从精算迁移到审计与红队证据链。
A few weeks later, the state's DMV announced Tesla had met its obligations and would not face a suspension of its license, but now the company is fighting back against the decision with more force.
The history of gesture, in other words, bears directly upon the question of AI alignment. Humans across cultures and times intuitively maintain a set of semantic and ethical judgements rooted in our physicality, our learned and instinctive gestures, and the affordances of the natural world. There is just something “knockable” about wood. LLMs don’t have childhood memories of jumping over cracks in pavement or their grandmother teaching them gestures. Moreover, such things are not really in their training data either.